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Frequently Asked Questions

Accurate insights into the latest 2026 MM2H policies

Yes. Under the 2025/2026 regulations, all applicants (Platinum, Gold, Silver) are required to purchase a residential property in Malaysia. The value must meet the minimum threshold of your chosen tier (RM600k / RM1M / RM2M) and cannot be resold for at least 10 years.

Absolutely. The main applicant can include their spouse, unmarried children under the age of 34, their own parents, and their parents-in-law. It truly is a family-oriented residency program.

For applicants aged 25-49, the main applicant or their spouse must reside in Malaysia for a cumulative total of 90 days per year. However, if you are 50 or older, you are completely exempt from this requirement.

After one year, you may withdraw up to 50% of your Fixed Deposit for specific purposes: purchasing property in Malaysia, medical expenses, children's education, or domestic tourism. The remaining 50% must be maintained until you cancel the visa.

Only Platinum Tier holders are officially permitted to work or engage in business activities in Malaysia. Gold and Silver tiers are residency-focused. If you plan to be professionally active, the Platinum tier is your best choice.

The 2025 policy mandates that all applications must be submitted via a Licensed Agent (like Yes Travel, License: MM2H989). This ensures all documentation meets anti-money laundering (AML) and security standards, which is why we maintain a 100% success rate.

Under the 2026 rules, unmarried children up to the age of 34 (inclusive) are eligible to be included as dependents, provided they are not employed in Malaysia. This is a significant expansion from the previous age limit.

Yes. The program allows you to bring your own parents as well as your spouse’s parents (parents-in-law). With proof of relationship, they will receive a visa matching the duration of yours.

Currently, Malaysia offers a tax exemption on foreign-sourced income brought into the country for MM2H holders until December 31, 2026 (subject to specific conditions). Furthermore, Malaysia has no inheritance tax.

Yes, you have full rights to rent out the property. There is a 10-year lock-in period. After 10 years, you may sell it freely. Selling before that requires an "upgrade" to a more expensive home or cancellation of the visa.

The tax-free car incentive has been largely discontinued. For 2026, participants purchase vehicles at standard market rates, though certain subsidies might apply to Electric Vehicles (EVs) under national green initiatives.

Only Platinum Tier participants are explicitly granted the privilege to hire a foreign domestic helper. Other tiers must follow standard national procedures, which are more restrictive.

S-MM2H has lower financial requirements (approx. RM 500k FD) and no mandatory property purchase. However, it requires you to be at least 30 years old and spend 30 days a year in Sarawak.

Renewal is straightforward as long as you maintain your FD, property, and clean criminal record. You should apply through us 6 months before expiry with an updated medical report and insurance.

Generally, no. MM2H children are expected to enroll in private or international schools. Fortunately, Malaysia offers world-class international education at a fraction of the cost of other major cities.

You can cancel your visa at any time. Once cancelled, your Fixed Deposit will be fully released, and you are free to sell your property on the secondary market.

常见问题解答 (FAQ)

针对 2026 最新 MM2H 政策,为您答疑解惑

是的。根据最新政策,所有层级(铂金、黄金、白银)的申请者都必须购买马来西亚房产。房产价值需符合对应层级的最低要求(60万/100万/200万马币以上),且在 10 年内不得转售(除非升级换大房)。

可以。主申请人可以携带:配偶、34岁以下未婚子女、亲生父母以及配偶的父母。这意味着您可以实现“一人申请,全家四代移居”。

对于 25-49 岁的申请者,主申请人或其配偶每年需要在马来西亚累计住满 90 天。但是,如果您年满 50 岁,则完全豁免此项要求,无需在大马长住。

在存款满一年后,您可以申请提取最高 50% 的金额,用于在马来西亚境内买房、支付医疗费用、子女教育或境内旅游。剩下的 50% 必须一直保留在银行,直到您取消签证。

只有铂金层 (Platinum) 持有人被明确允许在马来西亚工作或经商。黄金层和白银层原则上属于“退休居留”性质,如果您有工作需求,建议选择铂金层。

2025 新政强制要求必须通过官方持牌代理 (Licensed Agent) 递交申请。这是为了确保资料的合规性和背调的真实性。Yes Travel (执照号:MM2H989) 提供金融级的合规预审,这是保持 100% 获批率的核心原因。

根据 2026 最新规定,您的未婚子女只要在 34 岁(含)以下,且未在马来西亚就业,均可以作为随行家属获得签证。这比以往的 21 岁大幅放宽,非常适合有成年子女的家庭。

可以。新政允许主申请人携带自己的父母以及配偶的父母(岳父母/公婆)。只要能证明亲属关系,他们即可享受同等时长的居留签证。

目前,马来西亚对 MM2H 持有者的海外汇入收入在 2026 年 12 月 31 日前通常享有免税政策(需符合特定条件)。此外,马来西亚目前没有遗产税,是资产传承的理想之地。

可以出租,您将拥有该房产的完整收益权。根据新政,该房产有 10 年的锁定期。10 年后您可以自由出售。如果您在 10 年内想卖房,通常必须购买一套价值更高的新房(升级),或选择取消签证。

政府已于前几年基本取消了 MM2H 的免税购车优惠。目前的 2026 政策主要聚焦于居住权和教育医疗便利,购车需按照正常的市场税率支付(新能源车 EV 可能享有特定国家补贴)。

只有铂金层 (Platinum) 申请人被明确赋予了聘请外籍佣工的特权。其他层级如需聘请,需按照马来西亚普通外佣申请程序办理,难度相对较大。

S-MM2H 的资金要求较低(约 50 万马币定存),且不强制买房。但它要求主申请人年满 30 岁,且每年需在砂拉越居住至少 30 天。如果您的生活圈在吉隆坡或新山,西马版(标准三档)是更好的选择。

只要您在签证期间没有犯罪记录,且维持了定存和房产的要求,续签非常简单。您只需在到期前 6 个月通过我们提交最新的体检报告和保险证明即可。

不可以。MM2H 持有者的子女通常只能就读私立学校或国际学校。马来西亚拥有世界顶尖的国际教育资源(如英式、美式、IB体系),学费仅为北京上海的一半。

您可以随时申请注销签证。一旦注销,移民局将签发解冻信,您可以全额取回银行定存,房产也可以自由在二手市场出售。